It’s no myth that men on average are more risky drivers than women, but many men will not completely agree with this. Although road accident statistics and evidence consistently shows that men tend to be more aggressive drivers, and are easily distracted behind the wheel leading to higher auto insurance quotes, there’s no way one can conclude that bad driving is strictly a male issue.

The safety of each individual driver is largely due to his or her own personality, but research shows that men are more distracted – for example by scantily clad female cyclists in the summer. Something most women do not suffer from. This seemingly innocent people-watching is a bigger problem than many people realize. Around twenty-nine percent of men say they are distracted by women in summer clothes such as low cut blouses, compared to only three percent of women who let their eyes wander to the handsome men.

This is just one of many factors that contribute to the high number of claims from auto insurance in the summer, despite the relatively favorable conditions compared to other seasons. In the winter you can expect more casualties in traffic due to bad weather. This is to some extent offset by drivers who tend to ride more in the summer – especially on longer journeys for vacation.

Research shows that men are much more to likely claim on their auto insurance during the summer than women. That is also due to rising temperature, so the emotions often run high and male drivers are more likely to explode in rage. This is largely the fault of the male hormone testosterone, present a greater extent in men than in women, that is the source of much aggressive behavior.

But the blame for car accidents pass on hormones or clothing of passing women obviously not help in combating the problem. Many male drivers who are confronted with these shocking statistics take steps to adapt their behavior. Learning to cool off when you feel offended by other road users is an important skill that maybe goes against your nature and difficult to control. Yet many young male drivers would help prevent costly accidents and insurance claims for replaced car window and this can bring down the young driver’s car insurance.

Drunk driving is largely a problem among men and the cause of many incidents on the road. Women are less frequently caught driving under the influence of alcohol. Women also showed more responsibility than men to take basic precautions such as wearing a seatbelt which justifies the lower auto insurance premiums for female drivers.